Can a Chapter 7 Bankruptcy Help You?

Chapter 7 Bankruptcy is a powerful tool, but there are limitations to the type of debt that can be
discharged or erased.

Chapter 7 Bankruptcy CAN:

  • Eliminate credit card debt
  • Eliminate medical debt
  • Stop debt collection harassment
  • Stop wage garnishment
  • Prevent a utility shut off
  • Restore terminated utilities
  • Erase car repossession debt

Chapter 7 Bankruptcy CANNOT:

  • Eliminate child support
  • Discharge student loans
  • Eliminate all criminal fees
  • Erase court restitution